Credit: Advantages and Disadvantages
By 18kenj01, Updated
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With credit, it's possible to do many things like buying a house or a car
I am at the store right now and I can buy myself a new television and wii with credit because I can pay it back later
Oh no! I forgot to bring cash with me on my date! But not to fear, credit is here! It is have a credit card in case of emergency where you don't have money or really need something.
Along with the perks of credit, there are also some downfalls. If you forget to pay your credit card bill on time, you will get charged an insane amount of interest.
Something scary about credit is credit fraud. If you have a credit card, it is possible so always make sure to keep all cards in a safe place and don't give out any information
Make sure when you use your credit card not to over spend! Since you don't have paper money it is harder to digest how much money you actually have in your account.
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