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  • I'll use my credit card to pay!
  • I want a credit card...
  • Hi Jay, I've been thinking about getting a credit card.
  • Credit cards are great. They prevent you from having to carry around cash!
  • That sounds wonderful, tell me more about credit cards!
  • You must be responsible and make sure you don't acquire penalty fees from not paying on time.
  • Interesting. Could you tell me what a credit score is?
  • A credit score is a number that determines your creditworthiness.
  • I'll make sure to have a good credit score!
  • You also have a credit limit, in which your credit card company sets a limit on how much money you can spend on a card.
  • Anything else I should know?
  • You will pay an annual fee to your credit card company for using a credit card. I hope you enjoy having a credit card!
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