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  • Whats your credit score?
  • Whats a credit score 
  • Come to my house and I'll explain
  • Nice penthouse, you must be rich
  • Thanks. I have a credit score of 850
  • Anyway, a credit score is a number that shows your reliability to lenders as a credit user. 
  • What type of things affect credit score?
  • Payment history,credit usage, credit history, 
  • What happens when you have a bad credit score?
  • Well most importantly your reputation goes down to lenders, and may not be willing to let you borrow.  You can also be denied a line of credit
  • I got my credit score up to 750 and purchased my first apartment. Couldnt have done it without you!
  • 1 year later
  • Congrats!
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