Credit Report

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Storyboard Text

  • Look what I got in the mail today. I'm not sure what it is, but it is says it is urgent. Let's figure out.
  • That is your credit report sweetheart. Let's take a look at it.
  • Mom, do you know what this mail is?
  • Uh oh. It appears your score is pretty bad. What have you recently purchased with credit?
  • Ella Smith's FICO Credit Score POOR: 500
  • Earlier This Year...
  • This dress is so expensive yet so cute. I'll never be able to afford it out of pocket. I should use my credit card!
  • 
  • Are you serious? Just because the dress is an open-end credit, doesn't mean you don't have to pay for it eventually! That dress was $10,000; that you don't have!
  • Sorry Mom..
  • In order to make up her payments and assortment of late fees, Ella had to work long and hard at various part-time jobs.
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