What do those words mean hmm..........>?
Character-Sometimes called credit history and on information on collection accounts, judgments, liens and bankruptcies, and they retain most information
Capacity-measures a borrower's ability to repay a loan by comparing income against
Capital-capital the borrower puts toward a potential investment
Collateral- It gives the lender the assurance that if the borrower defaults on the loan
Conditions-The conditions of the loan, such as its interest rate and amount of principal, influence the lender's desire to finance the borrower
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