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  • Oh no! I don't have any money so I can't pay for lunch!
  • You should make a budget
  • A budget? Whats the point in that?
  • A budget can help with a lot of things. Who wouldn't want that?
  • hmm. Tell me more
  • A budget gives you control over your money, so you know what your spending
  • A budget seems like so much work.
  • Trust me it's worth the time to keep you focused on your money goals
  • So if I make a budget I won't go broke anymore?
  • The chance is highly unlikely if you stick to your plan.
  • Well why didn't you just say that? I'm going to make a budget right now!
  • Great! And lunch is on me.
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