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This comic portrays the change from an economy from prosperity to recession. The consumer confidence during prosperity led the government and this family to take loans that, in a time of prosperity could have been payed back, but not in a time of recession when faced with unemployment and other obstacles such as inflation, decreased CPI and lower hourly wages.
Ahh, the new white picket fence, the newly purchased house and cars, while we continue to count on a prosperous future living for the Dream...
...in a long standing period of prosperity. Hopefully the economy doesn't take a turn for the worse. Or else the government and our family won't be able to pay back our loans...
... And you'll get to deal with it while struggling with the immenent unemployment and inflation!