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How can you prevent this from happening in the future?
Sure you could use tools like Equifax or Transunion... However payday lenders typically wont show up in these companies and the cost isnt all that great either
Or you could have checked John out on True Client
True Client allows you to search your potential client against other lenders, which could have allowed you to see that John had some pretty bad payday loan debt.
By using True Client your collections department doesn't have to worry about John and you never would have received that horrible thing called a consumer proposal.
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