Credit: The Good and Bad
By beakim, Updated
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Hey Jim! I'm looking for a book on credit and I can't seem to find it!
Hey, instead of looking for a book, I can tell you about it instead
I want to make a loan but the bank won't let me because they said my credit score is bad
Let me tell you some of the advantages and disadvantages of having credit!
Okay thanks! Why is it bad to have credit? I thought it was always an advantage!
To start off, credit costs more due to interest and fees
oh and i also heard you can end up spending more than you can afford...
yes that is true but there are advantages too! Don't worry!
I know that credit lets you buy now and pay later. Also, it is more convenient than carrying money.
Yes, and it is great for emergencies and ties up your future income!
Okay thanks! I'm going to go back to the bank now.
Good luck! Make sure that you pay your bills!
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