Credit: The Good and Bad


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Storyboard Text

  • Hey Jim! I'm looking for a book on credit and I can't seem to find it!
  • Hey, instead of looking for a book, I can tell you about it instead
  • I want to make a loan but the bank won't let me because they said my credit score is bad
  • Let me tell you some of the advantages and disadvantages of having credit!
  • Okay thanks! Why is it bad to have credit? I thought it was always an advantage!
  • To start off, credit costs more due to interest and fees
  • oh and i also heard you can end up spending more than you can afford...
  • yes that is true but there are advantages too! Don't worry!
  • I know that credit lets you buy now and pay later. Also, it is more convenient than carrying money.
  • Yes, and it is great for emergencies and ties up your future income!
  • Okay thanks! I'm going to go back to the bank now.
  • Good luck! Make sure that you pay your bills!
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