credit karma

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  • I have been doing the complete opposite and don't have a credit card HA HA HA
  • Not to brag, I have been paying off all my bills on time and my credit score is between 720-800!
  • Me too, Lauren!
  • Let's go apply for a credit card since I don't even have one
  • Good idea! Leticia you down?
  • Yea, let's go guys. We can help you Elle
  • I get lazy at the time they are suppose to be due
  • Elle why don't you pay your bills  on time?
  • That lowers your credit score. You won't have many opportunities to do things.
  • After you apply for one, you can start by paying all your bills ON TIME!
  • So much work, but it will be worth it in the end.
  • There are ways to improve your credit score though but first start with getting a credit card
  • And make sure you pay off all your other loans... that's really important
  • I am part of Bank of America and I will get Visa.
  • Thank you for the help girls. I will definitely will fix this. 
  • Also, do not take out too much to the point where you cant pay it back
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