inside credit scores

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  • You have been buying lots of items lately with your credit card. Do you think that you will be able to pay it off?
  • Where do you want to shop next?
  • Do you know if your credit score is good?
  • Yea I should be fine, who cares we should keep shopping
  • It is a mathematical number created to help evaluate the risk of lending a consumer money
  • What's a credit score?
  • In other words it help the credit card companies know if you're trust worthy the scores go all the way up to 850 and the score is good if it is around 700.
  • hmm, I think I understand but where can I find these scores?
  • Well you can find it for free at annualcreditreport.com once a year and checking it more often can help you be motivated to raise it.
  • oh I see
  • Oh okay, well I'll see you later don't forget to check your credit score.
  • Thanks for the help I need to go though
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