Car Insurance: Uninsured Driver

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  • Jamie was in her car, she stopped at the intersection for the four way stop. When she had waited she drove across and a grey truck t-boned her due to running their stop sign.
  • Jamie and the man who hit her both got out of their cars and walked over to each-other. Jamie was upset but wasn't angry so politely asked for the mans insurance information which he reluctantly gave her.
  • The man said he really needed to get home, so Jamie drove her busted car to the police station to give a report of the accident and so she could start to get her car fixed.
  • Jamie then took her car and police report to the dealership where she had bought her car a few years earlier to start the repairs.
  • Once she recieved the bill, she took it to her insurance agent and asked him to give the bills to the man who hit hers insurance company. The insurance agent explained to her that the man who hit her had expired insurance.
  • Since the man didnt have insurance, Jamie had to pay for all the damages herself. She had to get a second job to make payments on her car. The man got put in jail for driving uninsured but didnt have any collateral for Jamie to receive money for.
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