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Edward..I have a bad credit score.
well Kayla, when was the last time you paid some bills?
No, I believe its because I paid with a debit card online. Right Ms.Sha?
That has nothing to do with it Kayla, but a credit card is better. But I'll see you guys in class tomorrow.
Hey Ms.Sha, question, what shows my late fees?
Your credit report does Kalen.
Oh hi... well as you know I'm almost 21, don't you think they'll let it slide and is it true lenders get credit history by obtaining credit score?
You aren't old enough to own your own card Ariana and you score will determine what loans you may qualify for and the interest rate you will pay.
Ms.Sha is my emergency savings in my bank account too and also what can I do with a good credit score?
Ofcourse that's your money Maddy and yes that is true.
Finally some time to myself!
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