By daphsol, Updated
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What's that even mean?
I need to move out but how will I get the money for a house?
Great! I'll go to the bank!
It's a loan/type of credit where you pay the funds back by a specific date.
This place stinks. Why don't you just get a closed-end credit?
Umm, sure but what exactly is that?
Hi, sir! I'd like to get a mortgage loan!
It's a record of your ability to repay debts. It's a way to see if we can trust you with this loan.
Okay, is it alright if we check your credit history?
So, you were able to get a loan then?
What's a credit score?
It's a number ranging from 300-850 that depicts a consumer's creditworthiness
Yeah! The banker even said that I have a great credit score!
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