credit report/ credit score
how credit score & credit report works
credit report is a detailed report of an individual credit history prepared by a credit bureau
credit score is a number assigned to a person that indicates to lenders their to repay a loan
how to access your credit report request a free copy of your credit report from each of 3 major agencies- Equifax , Experian, Trans-Union
credit score is the numerical value calculated from information in your credit file that is used by lenders and landlords to assess your “credit risk” at that time A credit report is a summary of your financial reliability—for the most part, your history of paying debts and other bills.
a credit score ranges from 700-850 which is excellent/very good 680-699 average/ok credit score 580- 619 low credit score
Credit report agencies are Equifax , Experian , Trans-Union
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