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Oh no, a generic apocalyptic event! My house is ruined! Where will I live now?
This general apocalyptic event wiped out all of your closest friends' and families' houses. As there is no such thing as house insurance, you're stuck with what you have.
I guess I'll have to sleep in my car, then, since there's no insurance in place to replace your house.
What are you doing!?!?
Nooooo, not my car! Why is there no such thing as auto insurance? What kind of world is this?
The kind of world we live in, John. This is what we have to deal with, without home or auto insurance. Looks like you're sleeping under the stars tonight.
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