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Hey! How can I help you?
I want to get a credit card but I don't know anything about credit. Can you tell me the basics of it?
Alright, Thanks this will really help me out in the future with credit.
So the first thing we are going to talk about is open end credit and closed end credit.
Closed end credit is a loan that must be repaid in a specific number of equal monthly payments.
Open end credit is extended as a line of credit established in advance so you don't have to apply for credit each me new credit is desired.
And the last thing we need to talk about is a credit score. A credit score is a numerical summary of your credit history that indicates your creditworthiness, and repaying loans as agreed.
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