credit score

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  • oh not great i dont really know what a credit score is and need to figure it out? can you help me?
  • yeah sure what do you need help with linda? 
  • hey johnny what is credit history?
  • credit history is a record of the borrowers past loans and credit related transactions. 
  • oh well what is a borrower?
  • well what would be another one? well what would be another one? well what would be another one?
  •   
  • a borrower receives money, goods, or services in exchange for your promise to pay back on a future date.
  • credit history is a record of the borrowers past loans and credit related transactions. 
  • thank you so much johnny!
  • no problem do you have any more questions?
  • yes! what are the names of some credit reporting agencies?
  • well what would be another one?
  • 
  • well there are only 3, but they are equifax, experian, and transunion
  • wow thanks so much johnny i just learned so much! see ya later
  • well what would be another one? well what would be another one?
  •  
  • no problem anytime, im here if you need me, bye! 
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