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Hey mom i was wondering if you could help me with my credit score?
I was out trying to buy a new car, but the guy said my credit was poor. Whats the mean?
That means that you have a poor credit score and that can keep you from getting loans .. I'll show you some examples
Sure, what do you need help with?
Yes but they cannot trust you because of how you've been late on your payments.
Credit scores help the bank see if they can trust you to pay them back.
You may be able to get it but you will have to pay higher interest
but i promised that i would pay them back.
so i can't get the car because my credit score?
Yes i understand the basics now. Like how it affects what i can get.
So do you understand your credit score now?
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