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Joanne withdraws 1000 dollars to give to her daughter for her birthday.
Annelise gets a gift of 1000 dollars for her birthday but she doesn't like to have cash so she decided to go to the bank.
Once she deposits the money, 10 percent is held in reserve and 900 dollars are available for loans.
Janney goes to the bank because she needs a loan to buy a new car. The banker gave her 900 dollars so she can be able to pay the car.
Janney gives Nathan the money she just got from the bank and after the deal is done she drives away.
Now Nathan goes to the bank and deposits his money. The bank keeps 90 dollars in reserve and 810 dollars are now accessible to loan to another customer.
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