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You have to be careful how your spend your money. You don't want to go over your limit.
What happens if you go over your limit?
It will drop your credit score. The same thing will happen if you make a late payment!
Wow! Really? What is so important about credit scores?
Yes. Your credit score is really important! It will hard to buy a house and a car if you have a bad credit score. So, your credit score will affect the difficulty of borrowing money.
Oh, wow! Thanks for the help!
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