Credit Scores and Reports

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  • You have to be careful how your spend your money. You don't want to go over your limit.
  • What happens if you go over your limit?
  • It will drop your credit score. The same thing will happen if you make a late payment!
  • Wow! Really? What is so important about credit scores?
  • Yes. Your credit score is really important! It will hard to buy a house and a car if you have a bad credit score. So, your credit score will affect the difficulty of borrowing money.
  • Oh, wow! Thanks for the help!
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