Module 10 Assessment Part 2
By juliepesak, Updated
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Once upon a time, Julie's Uncle Bob gave her $10,000 to save and invest in her future. With this money she has to buy a car in the next three years, save for college, start a retirement account, and get a job.
THANK YOU UNCLE BOB!
There were many different options for Julie to save and invest her money. In order to complete all of her goals, she had to be smart about her investments. First she decided to go to the bank.
Julie decided the smartest thing to do was to set up a certificate of deposit for her car, and a savings deposit for college. Half the money would go into the CD and the other half would go into the savings account.
She thought that a CD would be better for the car, because she can hold the money in the account for 3 years. The savings account would be better for college because college was in a year for her and she could dip into it if she had to.
She got a job at a movie theater that pays 20 dollars an hour. She also has benefits like 2 weeks of paid vacation and sick days.
At the movie theater, she also has a 401k. She puts in 10% of her paycheck into the account for the future.
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