Pete and his dream car

Pete and his dream car
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  • I really want that car I saw yesterday at the car shop but to get it I need a loan. I should go to my bank and see if I can apply for one.
  • Good  morning, I was wondering If I can borrow  a loan to buy a car I've been wanting a while and because I need it to go to work and do my things more easy an quick.
  • To get a loan you’ll have to qualify and at this moment your credit it's not good enough. Your income also shows that you might not be able to repaid the loan. I am so sorry Mr. Pete I wish I could help you.
  • What should I do now? I feel like I really need that loan. Maybe I can go talk to my credit counselor to see how can I fix this and be able to get a loan.
  • Hey Mr. Smith, so I went today to the bank to try to get a loan to buy a car but sadly the guy told me that I can't because my credit isn't good. What do you think I should do to get it better? 
  • Well hello Peter, how can I help you today?
  • Well Peter, first of all you got to improve your credit. Watch those credit card balances and  eliminate credit card balances.   Leave old debt on your report.   Pay bills on time.  Don’t hint at risk. Don’t obsess. Try to get a better job where you might get a better income.
  • I will do that. Thank you so much Mr. Smith I appreciate it a lot. See you next time.
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