Credit Card Cartoon

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  • Hi today we will be learning about credit cards. The first thing you will need to know is APR " Annual Percentage Rate' . Apr is the amount of interest on your loan, and its the amount you will pay annually.
  • Credit is another thing you will need to know. Credit is when you buy things before you make that payment, banking on the trust that you will pay it back over time.
  • A credit limit is the total amount your bank will let you use on your credit card.
  • Just 1 90 day late payment will hurt your credit score and will be on your credit report for 7 years.
  • A minimum payment is when you pay back the least amount possible on a loan you will then be charged interest for this.
  • A schemer box is a chart that shows the entire costs of credit cards in the U.S.A.
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