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Bye Sam have a good day at school.
"I wonder what we are going to talk about in school today."
"Time to start my day"
"We talked about credit today in class but I really don't understand the importance of it"
"Hey mom, today is school we talked about credit but why is credit so important."
A credit report is a record of an individuals personal credit history. A credit score is the result of a formula applied to the info in the credit report.
Well Sam credit is very important and once its messed up its hard to fix it.
I understand more thank you mom.
Your welcome Sam\.
The major credit Bureaus are Equifax, Transunion, and Experian.
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