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Since I got in my car accident a few months ago, I've been paying for it out of pocket and i wont be able to get my kids Christmas presents.
Why don't you buy all of your gifts for them with a credit card, that way you don't use your own money. Then you can just pay them back whenever you want.
I don't think that's how credit works.
You have a certain amount of time to pay back the money that you have borrowed, and you have to pay back the interest. So I would be better off using my own money. Then I wont owe anything to anyone.
What do you mean that's not how credit works? I've been using credit for a while now.
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