mike decided to buy 3, 20$ books from a book store and decided to use his credit card. And he went along and bought another one since he figured he didn't have to pay.
mike then went to auntie kates candy shop and bought an Australian beetle bug lollipop for 120$ and a bag full of jolly ranchers 10$. And left the store with no worries
Afterwards mike visited Wal-Mart and bought a Sony flat screen for 200$ and an Xbox 1 for 300$. And went home with no worries.
A month later when mikes bill came,his girlfriend saw his credit bill and told him about the fees. And asked him about how he was going to pay for all 690$ dollars of his charges.
Mike called his bank and told them about what happened. He sat down with his wife and they talked about how they can get budget to pay off the money. Mike missed his payment period and it was record on his credit report bringing it down to a 578.
Mike spent the rest of the year and a half trying to bring up his credit score in order to gain a mortgage loan so he can buy a house since he has a family coming along.
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