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CREDIT By Kylee Edwards
Bill, don't forget to finish the paperwork that is due at 4pm! Also someone is here to see you!
Hey Bill! I was wondering if you could give me advice on my credit. My credit company keeps calling me and asking me to raise my credit limit. What should I do?
You shouldn't raise your credit limit because that can negatively impact and drop your credit score. Your credit score is made up of many factors.
Which factors determine my credit score?
Your payment history, amount of money owed, the length of your credit history, types of credit used and new credit are the five factors.
Wow, I didn't know all of these things! My credit score is 800, is that considered a good credit score?
FICO credit scores range from 300-850. 800 is a pretty good score, that might be the reason why your credit company keeps offering credit limit raises.
Wow, thank you for all this information, I feel more informed now!
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