Credit Comic

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  • I don't understand. Why can't I apply for a car loan?
  • No, don't you have to pay for those?
  • Most likely, this is because of a bad credit score.
  • Have you tried checking your credit score?
  • You can check you credit score by applying for a credit report, and it's free! You can apply for a credit report one a year from each of the three credit bureaus.
  • Your credit score affects more than just your abillity to apply for loans. It also affects mograge interest rate and even your car insurance!
  • To keep your credit score healthy, avoid missing payments and applying for multiple credit cards.
  • I guess I should keep an eye on my credit score then. And not miss payments.
  • Maintaining a healthy credit score is very important. Once your credit score is hurt, it takes time to raise it back up.
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