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How could this be?! I shouldn't be anywhere near my Credit Limit!!
Sorry, Your card has been declined.
Well, honey, just give your credit card agency a call and see what has happened. You might be experiencing some identity theft.
OH NO! HOW COULD THIS HAVE HAPPENED!
Why don't you come in and we can talk about your options
Tomorrow I will call to schedule an appointment with a credit counselor.
Your best option is to cancel your card and talk to a credit counselor.
I'd like to cancel my card please!
Hopefully you can repair your credit score since we caught this incident so quick.
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