Understanding Credit Reports

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  • Hey Sarah! What's up why the long face?
  • Hey Kayla! And well I'ts a lot I'll tell you on the way to the mall.
  • Well basically I'm trying to move out of my apartment and I found this really nice place but the landlord wouldn't rent it to ma because of my low credit score.
  • Well because of your score there are a lot of things that you may be denied, like applying for  another credit card, and employers might use your credit score to determine if they should hire you.
  • Of course you can fix it? It'll take sometime though.
  • So what should I do? How Do i fix it? Is there even a way to fix it?
  • That doesn't sound to hard.
  • You have to make sure you pay your bills consistently and on time, and maintain reasonable amounts of available credit.
  • So I can ask my parents for help!
  • There is another way to fix your score it's called co-signing.  when someone else signs for the card and helps u build credit as well a improve their score. 
  • Of corse anytime!
  • Thanks for all the help I really appriciate it!
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