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We need to start gaining credit or we will never get a new car loan
Maybe we should find ways to build positive credit to get our loan
We need to be careful with credit cards, they are open-end and do not have a specific amount
We should get a credit card, and make sure all the payments are on time to help us
In the last 2 years your credit score has been brought up by paying on time and using your credit card. It broughy you score to 650, your car loan has been approved
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