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hey! nice shoes how much were they?
thanks! they were $200 but I didn't pay a penny thanks to credit!
what do you mean you didn't pay a penny, you need to pay off them shoes or your credit score might be at risk if you don't pay them off
I will pay it off I just needed these new trending topic shoes, what? if i don't pay it off they're going to arrest me?
no your credit score will decrease, you might pay more for the shoes than retail price and now you might have to pay higher interest rates.
well ill see what happens in the next few days
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