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  • Best Practice Using Credit Cards & How to Get Out of Debt
  • Hey, whats wrong? Are you okay?
  • Yeah don't worry I gotchu fam, I know a lot about this topic.
  • No, I'm not okay. i'm in debt and I don't know how to use my credit card. Can you help me?
  • First determine if you can afford to pay the total monthly payment until your debt is paid off. Also contact a credit counseling agency and or bankruptcy attorney for advice. Decide which debt to pay off first the highest interest rate or the lowest balance.
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