Credit Advantages and Disadvantages
By marco_a2001, Updated
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These pants are nice, and that shirt, and those shoes! I'm going to buy them all.
You've been buying a lot, shouldn't you set a limit on your spendings?
It's fine, I have a credit card, I can buy as much as I want!
That's not how it works, you have to pay the bank back after you use their money! And if you don't do it in time your credit score will go down!
Wow, I sure did learn a lot about credit and how I cannot just abuse it. I really want to buy a snowmobile.
I am smarter about credit and I can calculate if it is safe or not to make this purchase. I make $36,000 a year and by taking 20% of that It is $7,200 and the snowmobile and because it is 5000.
I am glad that I have a credit card and am not in debt and I can now make purchases when I do not have the cash at hand.
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