Credit Advantages and Disadvantages

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  • These pants are nice, and that shirt, and those shoes! I'm going to buy them all.
  • You've been buying a lot, shouldn't you set a limit on your spendings?
  • It's fine, I have a credit card, I can buy as much as I want!
  • That's not how it works, you have to pay the bank back after you use their money! And if you don't do it in time your credit score will go down!
  • Wow, I sure did learn a lot about credit and how I cannot just abuse it. I really want to buy a snowmobile. 
  • I am smarter about credit and I can calculate if it is safe or not to make this purchase. I make $36,000 a year and by taking 20% of that It is $7,200 and the snowmobile and because it is 5000.
  • I am glad that I have a credit card and am not in debt and I can now make purchases when I do not have the cash at hand. 
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