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Good morning class, today we're going to be talking about credit reports!
What are credit reports Mr. Riehl?
A credit report is a record, created by the CRA, of an individual’s credit history. Any information from federal, state, and county public court records can be within your credit report!
You can request one free credit report annually from each of the three credit reporting agencies.
How often can you request a credit report?
What are the three main credit reporting agencies?
I'm glad you asked Maddy. The three main credit reporting agencies are Equifax, Experian, and TransUnion!
Oh, and before I forget- an individual’s credit report history may impact their insurance rates, employment, public utility services, and housing.
That's easy to understand!
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