Identify theft

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  • this is a really nice car!! i want it!
  • yes it is, you would have to take a loan out from our bank with one of their lenders
  • good idea! we need to go through a lender as you said rather than a loan shark!
  • yes, going through a loan shark means illegally and doing it legally will help show your character later!!
  • yes, and he's responsible if i fail to pay monthly
  • you are looking at my capacity too right? or my "debt-to-income" ratio. because my income will definitely cover it if she doesn't pay monthly
  • since you are not old enough i will need to look at your fathers credit report for this auto loan
  • the interest depends on your credit score too dad so it should be okay, and the amount of money we are borrowing which isn't too much!
  • okay you have been approved after seeing your good credit history, now there will be fees like APR, interest, and more.
  • we will show our character as we/i pay on time every month!
  • if anything happens where we are in a "money crisis" i will rely on other sources of payment which shows you our capital
  • this is loan is closed-end credit, since its an installment loan, so its repaid monthly, if you are late there will be a late fee charge added!!
  • i need some collateral, so we can take an asset if you fail to repay anything back at all, and we need to repossess your vehicle
  • okay, sounds good!! thank you for being such honest people and sincere!!
  • correct and we will set that up with you as well, thank you for the awesome help and giving me the opportunity with this new vehicle!!!
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