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  • Well hello there how are you?
  • Hi there i'm good, and you?
  • I am very good! great day isn't it?
  • It is a very nice day and were stuck in here
  • yeah let's go for a walk!
  • I have three for you!
  • Sounds like plan, but i need to know three credit facts
  • Yes indeed! here we go, did you know the lower APR, the better? that means you dont pay as much interest.
  • Very nice weather!
  • What happens if i miss a payment? even by one day?
  • If you miss a payment at all, even one day, the company can raise your interest and it will show up on a credit report and could lower your credit score.
  • All i need is one more!
  • The higher credit score you have the more likely you will be accepted for a loan, and even have better payment options and finances
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