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Hey mom I want to get a credit card now.
Um..? You do know that it has its goods and bads right
What could possibly be bad about a credit card?
Uhm for one you could lose your good credit reputation
Also of you may lose some of your income and property in order to pay your debt
But don't forget about the good ones too
Buy several things and pay just one bill for them
Enjoying goods and services now and paying for them later
Keep a record of your expenses
You can travel without a lot of cash and having to be worried about being robbed
Well I guess you're right.....
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