personal finance

personal finance
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  • Hello   this   is   Standard  Bank,welcome. My   name   is   John.
  • Hi I am   Elliot.I   would  like to   take out   a   loan   for a   car.
  • OK,thank you  for   the   bad   news.
  • You are   not eligible   for   the   loan.
  • What do I need to get a loan,now?Is it possible?
  • Your credit score is too low.If you get a loan,it will come with a high interest rate.
  • Meanwhile at  Rutgers   University.
  • You can check credit report for any errors,setup payment reminders,reduce the amount of debt you owe.Keep balances low on credit cards,do not open new credit card lines that you don't need,it will lower your credit score.
  • Okay,thank you.I thought I was done.Now I have to come up with a payment plan to pay off the highest interest rate cards and keep paying the others.Most of my budget has to be directed towards this. 
  • I have to stop puting too much money in my entertainment.I have to not eat outside all the time,if I want better interest rates.Make sure I pay everything that I owe.Keep reminders of when things are due to not get charged extra.
  • Ideas for   making  a n investment 
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