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Thank you for coming to help me. I was buying furniture with credit but apparently I maxed out my card! What does that mean?
When you max out your card, it means you used the maximum amount your card provider allows.
Is that bad?
Yes, it can lower your credit score.
What is a credit score?
A credit score shows how likely you are to repay a loan or credit. It can range from 300-850.
What can cause it to change?
Many things actually, such as not making minimum payments when borrowing money, opening multiple accounts or like you did, max out your card.
Thank you! I'll keep track of how much I spend this time, bye!
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