The information of a Credit Report
Your Credit Report is calculated by 3 CRA's. The report shows how risky you are to receive a loan for a car or a mortgage for a house.
I have been missing a lot of my payments and have too many of one account. My credit report does not look good. These things will stay on the report for a while. When I went to get a loan They would not give it to me because of my bad credit report.
I have stayed on track with my payments and payed them in full. When I needed mortgage for a house I was able to get it.
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