personal finance

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  • I cant wait to spend my tax return check i just got in the mail!
  • here's my card for my clothes!
  • Thank you sir! your'e total is $324.42
  • Alex gets home and takes the recipt out of his pocket and is shocked by what he sees.
  • 5 Shirts, 3 pairs of pants, 2 pairs of socks and a pair of shoes
  • All you have to do is file a letter within 60 days of your purchase to the creditor and they will reimburse you for the accidental charge. The is called the Fair Credit Billing Act. The creditor has 30 days to acknowledge the dispute and then 90 days to either reimburse you of send a letter saying they believe there was no error. 
  • MOM!!! I got charged for a pair of shoes that i did not buy!
  • Good thing i have 60 days to write this letter.
  • Two months after Alex wrote the letter, he received his reimbursement for the accidental charge.  
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