Credit Card Comic

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Storyboard Text

  • It is not wise to purchase a car on your credit card. Instead of using open-ended credit you should use closed-end, where you can pay a specified number of equal payments.
  • That is a great idea! How can I receive closed-end credit?
  • First you will have to have a good credit score in order to have access to a loan. A good credit score is considered to be between 700 and 850.
  • I believe my credit score is somewhere around 800!
  • Perfect! The better your credit score is, the lower your APR will be! APR is the annual percentage rate which is the interest rate charged for you.
  • Great! Thank you for teaching me about credit! I will take the red car on closed-end credit please!
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