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It is not wise to purchase a car on your credit card. Instead of using open-ended credit you should use closed-end, where you can pay a specified number of equal payments.
That is a great idea! How can I receive closed-end credit?
First you will have to have a good credit score in order to have access to a loan. A good credit score is considered to be between 700 and 850.
I believe my credit score is somewhere around 800!
Perfect! The better your credit score is, the lower your APR will be! APR is the annual percentage rate which is the interest rate charged for you.
Great! Thank you for teaching me about credit! I will take the red car on closed-end credit please!
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