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Jade, I don't know what to do! My credit score is 540, and 300 to 619 is poor.
You can raise your score by paying your bills on time
Is that all I can do?
There are many ways to increase your score. For example, you can apply for more credit and pay off debts.
You should also get your yearly credit reports from consumer reporting agencies.
what are they called?
Thank you for all your help!
The three major ones are called Experian, Transunion, and Equifax.
Anytime! You are going to have to work hard, but its worth it.
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