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  • Can I get these shoes?
  • Credit.
  • Will that be debit or credit?
  • How I had like $500 on it?
  • Well, no I haven't.
  • I'm sorry but your card has been denied.
  • have you paid your bills?
  • How do I fix my credit?
  • Well, I guess I have to meet with my financial advisor and solve this problem.
  • You have to pay back all of the money they say you do.
  • you mean it's going to cost me more because I missed a payment?
  • Your balance is now $750. you have to pay the original balance and interest for not paying.
  • I thought credit was just a way for me to get what I want without consequence.
  • Yes and you will have a new APR for six months.
  • Alright I'll get on that as soon as possible.
  • Well it's not you have to pay it back and more since you can't be responsible.
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