Credit report and credit score

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personal finance

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  • What are three major credit bureaus sir?
  • There are Equifax, TransUnion and Experian. They can each track information about how consumers use credit.
  • Hello sir, I have another question to ask you. Are Credit reports and credit scores different?
  • credit score is generated based on information in your credit report, it’s important to understand the difference between the two. Your credit report shows your history of using credit, including the accounts you have (both opened and closed), your payment history, credit limits, and amounts owed.
  • Once we meet again sir, haha. You are probably wondering why I'm asking so many questions. I am because it is for a project for my work.
  • Does getting your credit report hurt your credit score?
  • Yes we do meet again, haha. It is always good to ask important questions my friend. And that is nice to hear that it is for your job.
  • Getting your report does not hurt your score: You can check your own credit report and score without affecting your FICO credit score.
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