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How can that be? I payed my fourth late fee today!
I'm sorry ma'am but it says your credit card is denied.
I'll go online and look at our credit score tomorrow.
I'm scared Jeff. How are we going live if we can't pay for anything?
It seems that your credit is low due to your late payments. If you make your account pay bills automatically, your credit score will increase with time.
7 years later
Congratulations Jeffery! Your credit score is high enough to get a loan!
I prefer to live like this, without stressing over my credit score!
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