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Tom Walker is living an unhappy life with his wife, who is just as miserly as he is.
Tom and his wife wanted to be wealthy. Both would rather sell their souls to Old Scratch (the devil) and burn in everlasting hellfire, than miss out on an opportunity to profit.
Tom manipulates the clients who come to him for loans, playing on their poverty and lust for better lives to bleed them dry of every penny they have.
Tom thinks that just because he carries around a Bible that he is safe from the Old Scratch.
Tom’s life as a rich man is essentially indistinguishable from his life as a poor man
Walker is more concerned with the loss of his valuable property than he is with the murder of his wife.
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