CDO

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  • Sorry Kenneth, your credit score doesn't meet loan approval.
  • Loans require a high credit score and with low credit it is hard to get approved for a loan. And when approved with a low credit, interest rates are higher. People in poverty face set backs with low credit scores because banks do not introduce hidden fees and late feast those signing up for credit cards.
  • The poor pay more! The poor pay more!
  • As Kenneth observes Will and Nakya protesting in the street, he realizes that this relates to his situation.
  • Civil Disobedience Organization (CDO)
  • As more people learn they join the CDO to help fight financial inequality.
  • The CDO peacefully protest , resembling the philosophers like Gandhi and Martin Luther King Jr. Eventually, they get the government to investigate the subject of hidden fees, exposing them to low income families.
  • Those who are wealthy began to become concerned about their finances since things may change.
  • Why help the poor when we pay more !
  • However there is a way for everyone to benefit which is having the government encourage banks to explain every aspect of APRs which can help people with their credit scores. Also with a higher credit score interest rates will no longer be a problem for those in poverty.This could possibly allow an equal balance in taxes.
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